November 13th 2008 Another downfall to credit counseling debt settlement is that
Another downfall to credit counseling debt settlement is that if you have a cash flow problem and are short on your monthly payment they will kick you out of the program without delay. They will also bump up your interest back up and the creditors could keep you off for at least one year and on some occasions even longer. This could put you right back to where you began, if not in a tougher situation.